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Independent Brokerage Service

Independent Brokerage Service 73 Roosevelt Avenue
Hasbrouck Heights, NJ 07604

Phone:

(908) 272-7250

E-mail:

Calculators

You can review interesting calculators on my site.

Contact Us

Please feel free to contact us with any questions.

Videos

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Insurance - Retirement - Income - Final Expense Planning

Smiling man in a suit and glasses

 

Ralph J. Lagriola, RFC, CSA, LUTCF, FEPS®

          908-272-7250

  Ralph.IBS@gmail.com

This article provides an overview of rules, options, and strategies for taking required minimum distributions (RMDs).

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A new tax-advantaged investment account officially launched on July 4th: the 530A account, also known as a Trump Account, which is designed to help children get a head start on their financial future.

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Details 401(k) contribution and catch-up limits for maximizing savings.

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The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Determine whether you should consider refinancing your mortgage.

How Long Will Your Funds Last?

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck